Build, Authorise and Operate Regulated Businesses.
Determine the correct licence, prepare your FCA application, generate your regulatory framework and identify weaknesses before submission.
Starting Point
What Are You Trying To Do?
Route Finder
Not Sure Which FCA Licence You Need?
Describe what your business does. Genesis determines the regulatory route, licence category, and capital requirements.
“I want to send money from the UK to Ghana”
“I want to issue prepaid cards”
“I want to provide payment services”
FCA Authorisation Operating System
Meet Genesis
Eight stages from business idea to submission-ready FCA application. Every stage builds on the previous, producing a complete authorisation pack with full regulatory traceability.
Business Discovery
Structured intake of your institution — directors, products, target markets, operational model.
Licence Determination
Automatic licence classification — SPI, API, EMI, or SEMI — based on business model analysis.
Regulatory Operating Model
Complete digital model of your institution. Every field classified against FCA requirements.
Policy Suite
19+ regulatory policy documents — AML/CTF, Safeguarding, Complaints, Operational Resilience, Consumer Duty.
Financial Bridge
Licence-aware capital calculations, safeguarding enforcement, cost completeness, revenue-volume coherence.
Submission Evidence Pack
Structured evidence requirements mapped to obligations. Quality scoring, lifecycle tracking, gap identification.
FCA Review Simulation
Simulated FCA case officer interrogation across 9 regulatory domains. Contradictions and gaps surfaced.
FCA Submission Readiness
Quantified readiness score, confidence dimensions, and a clear verdict — READY, CONDITIONAL, or NOT READY.
Outcomes
Why Businesses Choose Genesis
Avoid licence misclassification
Genesis determines the correct licence route — SPI, API, EMI, or SEMI — based on your actual business model, not assumptions.
Avoid contradictory policies
Cross-document contradiction detection ensures safeguarding, compliance, and governance align across all 19+ policy documents.
Avoid capital calculation errors
Licence-aware capital calculations apply the correct FCA method for your licence type. Methods A, B, C, D — enforced automatically.
Avoid safeguarding design mistakes
EMR 2011 safeguarding logic validated against your chosen method. Asset segregation, insurance, or guarantee — consistently enforced.
Identify weaknesses before FCA review
Simulated case officer challenges across 9 regulatory domains surface the questions your application will face — before submission.
Generate a complete submission package
Institutional model, 19+ policies, financial bridge, evidence pack, and readiness verdict — produced as one coherent package.
Sectors
Authorisation Infrastructure for Every Regulated Sector
Ready to Get Authorised?
Start a Genesis assessment to determine your licence route and build a submission-ready FCA application.