FCA Authorisation
Prepare a coherent FCA application from one institutional model.
Genesis builds the institution behind the application — route, governance, financials, policies, evidence and submission pack — all from the same verified facts, ready for qualified review.
Why applications become delayed
Most delay comes from disconnection.
When facts are re-entered across separate files, contradictions appear. Case officers raise questions the applicant could have prevented.
The Genesis authorisation journey
From business idea to submission-ready institution.
- 01
Understand the business
- 02
Determine the licence route
- 03
Construct the Golden Regulatory Brief
- 04
Build the institutional model
- 05
Generate regulatory and financial infrastructure
- 06
Assemble evidence
- 07
Run regulatory challenge and independent review
- 08
Produce the final submission pack
Applicant outcomes
What a Genesis application gives you.
Route determination
The likely route resolved from actual activities, funds flow and customer funds.
Governance & operating model
Board, committees, responsibilities and programme of operations.
Financial model
Capital, own funds, liquidity, stress and wind-down that agree with the plan.
Policy & document pack
A complete, route-specific set generated from the same verified facts.
Evidence schedule
Requirements mapped to obligations with completeness tracked.
Submission outputs
Connect responses, cross-references and a submission readiness report.
Human review and responsibility
Genesis handles production. Professionals retain judgement.
Genesis constructs and validates the application, but the institution, its advisers and approvers remain responsible for the regulatory positions taken. Genesis supports qualified review — it does not replace it.
- Deterministic gates check consistency and completeness
- Findings are explainable and traceable to source facts
- Consultants and applicants review and approve
- The regulator assesses the institution, not a folder of documents
Licence routes
Built route by route.
Small Payment Institution
Early-stage or lower-volume payment firms below the registration thresholds.
Authorised Payment Institution
Payment firms operating above the SPI threshold or seeking passporting-grade standing.
Small Electronic Money Institution
Lower-volume e-money issuers below the small-EMI threshold.
Authorised Electronic Money Institution
E-money issuers above the small-EMI threshold or scaling beyond it.
Account Information Service Provider
Open-banking firms that read account information but do not hold customer funds.
Payment Initiation Service Provider
Open-banking firms that initiate payments on a customer's behalf.
Route indicators are informational and require confirmation against the full business model and applicable law.
Prepare a coherent FCA application.
Start with your business model. Genesis will structure the route, requirements and work needed to reach submission standard.