Operating infrastructure for electronic money institutions.
EMIs face some of the most demanding regulatory requirements in financial services. Safeguarding obligations, agent oversight, capital adequacy, and FCA supervisory scrutiny require infrastructure that produces evidence continuously — not quarterly.
Regulatory Pressure
FCA safeguarding requirements under the EMRs 2011
Agent and distributor oversight obligations
Capital adequacy and own funds calculations
AML/CFT compliance across complex payment chains
Operational resilience requirements under PS21/3
Operational Risk
Safeguarding evidence gaps during FCA visits
Agent network governance failures
Inconsistent reporting across multiple jurisdictions
Manual compliance processes that cannot scale
Governance Burden
Board-level safeguarding oversight and reporting
SM&CR accountability mapping for senior managers
Ongoing FCA condition monitoring and evidence production
Regulatory change tracking across EMRs, PSRs, and MLRs
Supervisory Expectations
Real-time safeguarding reconciliation evidence
Agent due diligence and monitoring documentation
Governance framework documentation and board pack evidence
Operational resilience self-assessment and testing records
RegNexus Deployment
RegNexus OS for governance operations and evidence production
Supervisory Reality Engine for FCA examination readiness
Board Packs for governance reporting to directors
Horizon Watch for regulatory change monitoring
Deploy RegNexus for Electronic Money Institutions
Schedule a platform briefing to discuss deployment architecture for your institution.