FCA Authorisation Operating System
Genesis
The Operating System for FCA Authorisation
Genesis constructs your complete FCA authorisation application — institutional model, regulatory policies, financial bridge, evidence vault — then stress-tests it against a simulated FCA case officer before you submit.
Proven
Genesis Validation Results
24/24
Scenario validations passed
91%
Institution twin accuracy
3
Licence categories validated
1,376
Automated tests
0
TypeScript errors
9
FCA domains challenged
19+
Policy documents generated
<1s
Evidence processing time
The Problem
Why FCA Applications Fail
FCA authorisation applications are rejected or delayed because of structural problems that could have been detected before submission.
Safeguarding described differently in the Business Plan, Compliance Manual, and Safeguarding Policy. The FCA will ask which is correct.
Policies reference controls that have no supporting evidence. The FCA case officer flags this in week one.
Capital calculations that use the wrong method for the licence type. Revenue projections that contradict the Business Plan.
Missing MLRO appointment, incomplete board terms of reference, no compliance monitoring programme. Each one generates an Information Request.
The Cost of Getting It Wrong
The Journey
From Idea to FCA Submission
Genesis operates as a complete authorisation platform — not a collection of tools. Each phase builds on the previous, producing a submission-ready application with full regulatory traceability.
Describe Your Business
Answer structured questions about your institution — regulatory identity, directors, products, target markets, and operational model.
Genesis Determines Licence Route
Automatic licence classification — SPI, API, EMI, or SEMI — based on your business model, transaction volumes, and regulatory perimeter.
Institution Twin Created
A complete digital model of your institution is constructed. Every field classified against FCA requirements. 91% accuracy validated.
Policies Generated
19+ regulatory policy documents produced — AML/CTF, Safeguarding, Complaints, Operational Resilience, Consumer Duty — each traceable to specific FCA obligations.
Financial Model Constructed
Licence-aware capital calculations, safeguarding enforcement, cost completeness validation, revenue-volume coherence checks, and break-even analysis.
FCA Brain Challenge
Your application is stress-tested by a simulated FCA case officer across 9 regulatory domains. Contradictions, gaps, and weaknesses are surfaced.
Evidence Intelligence
Upload evidence documents. Genesis classifies, quality-scores, maps to obligations, resolves findings, and recalculates readiness — deterministically.
Submission Verdict
Quantified readiness score, institution confidence assessment, and a clear verdict — READY, CONDITIONAL, or NOT READY — with prioritised improvement actions.
Submission Verdict
Genesis gives you a clear, quantified answer — not a subjective opinion. Readiness score, confidence dimensions, and prioritised actions to reach submission standard.
Platform
Inside Genesis
Genesis is an institutional operating environment — not a document generator. Every surface is designed for regulatory practitioners who need precision, traceability, and supervisory-grade output.
Licence Recommendation
Automatic licence classification based on business model analysis. SPI, API, EMI, or SEMI — determined from your regulatory perimeter and transaction volumes.
Readiness Dashboard
Real-time readiness score across all regulatory domains. Quality-weighted evidence coverage, confidence dimensions, and improvement actions ranked by impact.
FCA Brain Findings
Domain-level findings with severity ratings. Cross-document contradictions, evidence gaps, and financial inconsistencies — the exact challenges FCA case officers will raise.
Evidence Intelligence Dashboard
Upload evidence and see real-time impact. Classification, quality scoring, obligation mapping, finding resolution, and regulatory coverage matrix — all deterministic.
Regulatory Validation
Stress-Tested Before You Submit
Genesis does not produce documents and hope for the best. Every application is stress-tested through two independent validation systems before it reaches the FCA.
FCA Brain Challenge
Simulated regulator interrogation
Simulates how an FCA case officer will interrogate your application. Challenges across 9 regulatory domains — AML, safeguarding, governance, capital, operational resilience, technology, consumer protection, regulatory compliance, and outsourcing.
Multi-Agent Panel Review
Five independent specialist reviews
Five independent regulatory specialists review your application simultaneously. Each specialist examines their domain, produces findings with severity ratings, and the results are consolidated into a single panel assessment.
Post-Completion Intelligence
Evidence Intelligence
After Genesis constructs your application, Evidence Intelligence takes over. Upload evidence documents and watch readiness, confidence, and finding resolution update in real time — without re-running Genesis.
Document Classification
Deterministic classification of uploaded evidence — document type, obligation mapping, cross-obligation coverage, and evidence strength assessment.
Quality Scoring
Four-dimension quality assessment: completeness, authenticity, recency, and relevance. Quality-weighted readiness — not just provided/not-provided.
Lifecycle Tracking
Automatic validity periods and review dates by evidence type. Expired evidence triggers gap re-creation and readiness reduction.
Derived Finding Resolution
Evidence satisfies requirements, obligations improve, domain state improves, findings resolve as a consequence. Architecturally correct, not heuristic.
Regulatory Coverage Matrix
Requirement-to-policy-to-control-to-evidence traceability. See every gap, every partial, every expired item in one view.
Impact Computation
Before-and-after delta computation on every upload — readiness change, confidence change, findings resolved, verdict change.
Deterministic Evidence Processing
Upload a document. Genesis classifies it, scores quality across four dimensions, maps it to obligations and policies, updates the evidence vault, derives finding resolutions from improved domain state, recalculates readiness and confidence, and computes the before-and-after impact — all in under one second, with zero LLM calls.
Target Institutions
Built For
EMI and AEMI Applicants
Electronic money institutions preparing full FCA authorisation applications with complex safeguarding and capital requirements.
Payment Institution Applicants
Small PIs and APIs graduating to full authorisation, requiring comprehensive policy suites and evidence packs.
Legal Advisors
Traceable, defensible evidence of every policy decision. Full audit trail from obligation to policy to control to evidence.
Corporate Finance and Advisory
Due diligence infrastructure for firms advising on regulated acquisitions, licence variations, and regulatory restructuring.
Consultant Augmentation Infrastructure
One compliance consultant can manage 20 authorisation applications simultaneously using Genesis as operating infrastructure. Standardised quality across every client. Consistent regulatory output. Full audit trail. This is not a tool consultants learn — it is an operating system they deploy.
Application Outputs
What You Receive
Every Genesis run produces a complete, submission-ready FCA authorisation pack. Not templates. Not checklists. A fully constructed institutional model with regulatory traceability.
Institution Twin
Complete digital model of your institution — regulatory identity, governance structure, directors, products, operational model.
Knowledge Graph
Obligation-to-policy-to-control-to-evidence mapping. The structural backbone of your regulatory application.
19+ Policy Documents
AML/CTF, Safeguarding, Complaints, Operational Resilience, Business Continuity, Consumer Duty, and more. Each traceable to FCA obligations.
Financial Bridge Pack
Capital calculations, safeguarding models, cost completeness validation, and revenue projections — licence-type aware.
Evidence Vault
Structured evidence requirements mapped to obligations, with gap identification, quality scoring, and lifecycle tracking.
Readiness Score and Confidence
Quantified readiness (0-100), institution confidence across 4 dimensions, and submission verdict with improvement actions.
FCA Brain Challenge Report
Simulated FCA case officer challenges across 9 regulatory domains. The questions your application will face — answered before submission.
Panel Review Report
Five independent specialist reviews with domain-specific findings, severity ratings, and consolidated assessment.
Get Started
Choose Your Entry Point
Entry
Genesis Diagnostic
£499
Licence classification, institutional model, regulatory gap analysis, and readiness assessment. Understand where you stand before committing to a full application.
- Licence route determination
- Institution twin construction
- Regulatory gap analysis
- Readiness score
Recommended
Most PopularGenesis Authorisation Assessment
From £995
Full Genesis run — institutional model, policy suite, financial bridge, FCA Brain Challenge, panel review, evidence vault, and submission verdict.
- Everything in Diagnostic
- 19+ policy documents
- Financial bridge pack
- FCA Brain Challenge
- Multi-agent panel review
- Evidence vault and intelligence
- Submission verdict
Partners
Consultant Programme
Custom
Deploy Genesis as your firm's authorisation operating system. Run multiple client applications simultaneously with standardised quality and full audit trails.
- Multi-client deployment
- Standardised output quality
- Full audit trail per client
- Volume pricing
- Priority support
Already have an application? Validate it.
RAV enforces policy integrity, financial coherence, and simulates FCA case officer challenges on existing applications.
Post-authorisation? Stay examination-ready.
SRE simulates supervisory visits and examination scenarios so your firm is always prepared.
Authorisation Infrastructure
Genesis is the operating system for FCA authorisation. Construct your institutional model, generate regulatory infrastructure, stress-test against the regulator, and know exactly where you stand.
Regulatory Compliance Notice
Genesis is a regulatory authorisation operating system. It does not constitute regulatory advice, legal advice, or a guarantee of FCA authorisation. All outputs should be reviewed by qualified regulatory and legal professionals before submission to the Financial Conduct Authority. Genesis uses AI-assisted generation for policy documents and institutional analysis. Deterministic engines handle evidence processing, quality scoring, and readiness calculations without AI involvement. RegNexus Limited is not authorised or regulated by the Financial Conduct Authority.